Pastor Hugh Hoyle said, “Velma is a living demonstration of the text, ‘By the grace of God you shall be saved.’ ”

    It’s easy to think, I’ve never done anything as bad as Velma did. Here’s the problem: Whether you’re talking about a murderer, a thief, or the nicest person you can imagine, the Bible says we all have sinned and deserve to be punished. We all have made choices that condemn us.
1. Look up Romans 6:23 and complete the sentence:
     “The wages of sin is _______?”
    misery
    death
    pain
         Next, personalize Ephesians 2:1-3 by filling in the      blanks with specific sins that you and your friends struggle      with (such as lying, cheating, etc.). “In the past you were      spiritually dead because of your disobedience and sins      [such as ,
     ,
     ]...
     In our natural condition we, like everyone else, were      destined to suffer God’s anger” (TEV).
     Now if you stopped reading Ephesians 2 at verse 3, you’d probably feel dejected. That’s because it reminds us that we are all sinners; we all deserve to die.

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